Running a business can be stressful enough; Hall Insurance can provide you with a range of services that remove the anxiety and risk of unexpected events that may affect the security of your business.

If you would like to speak to a member of our team please contact us.


Professional Indemnity and Directors & Officers

If you are in the business of selling your knowledge or providing a service for fees or commission, you may wish to consider taking out Professional Indemnity Insurance.

Professional Indemnity insurance, also known as ’Errors & Omissions’ protects you and/or your business against claims for financial loss or damage sustained by a third party as a direct result of your negligence, error omission. Professional Indemnity insurance will also provide you with additional cover for legal costs.

In the ever-increasing litigious world that we now live in, individuals and companies that provide advice and/or services for a fee are becoming more and more reluctant to continue trading without the protection that Professional Indemnity insurance cover offers. They no longer want the uncertainty of being exposed to financial losses to third parties caused by their negligence, which in extreme cases might bankrupt their business.

Directors and Officers is a form of Personal Liability insurance that provides general cover to a firm’s directors, managers and senior executives. It protects the firm from law suits and judgments brought against it. These personnel have various duties and powers within their job descriptions and contract terms. As a result they can be held responsible for a range of issues including:

  • Poor management decisions
  • Employee dismissals
  • Maintaining satisfactory accounts
  • Shareholder grievances
  • Negligence

If any director or officer is found to have inadvertently acted outside their terms of reference which  gives rise to a claim, then compensation and legal fees will be covered by directors' and officers' liability insurance. Criminal activities however, are not included.

We would welcome the opportunity to discuss your Professional Indemnity and Directors & Officers insurance requirements in greater detail.

Please contact a member of our team for further information, and to discuss your requirements.   


I wish to thank Hall Insurance for their reliable all-round service, and ability to find excellent deals for our Professional Indemnity and Office Insurances year after year. We also recommend them to our clients requiring assistance with property insurance.

Tim Stephens, Chesterton Humberts

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